No. Smile Brilliant’s Shine Wellness Savings Plan is NOT insurance. It is a multi-disciplined relationship between Smile Brilliant and over 262,000+ providers, 20,000 vision centers, and 65,000 pharmacies across the US. We have built a network to offer you exclusive discounts on the health services you need most. There are no long-term commitments and we guarantee that your membership rates will never go up.